Free Scrapbooking Layouts
I was a Creative memories consultant for a while- its has been almost 5 years since I was consultant, but I do credit my introduction to them. I used to be quite snob about ONLY using their products and have since branched out. One thing they do do well is layouts. They have hundreds of FREE scrapbook layouts on their site.
They offer free layout ideas as well as card and gift tag ideas.
I am not sure why- but the gallery is all in flash ( dumb!) so I can;t link to specific layouts.